That is why our Leasing Program allow clients Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. Analytical cookies are used to understand how visitors interact with the website. Total income including guaranteed bonuses are included in annual income. And got treated with such disrespect. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. We also help with building credit with our step by step process. FAQs If you've experienced. You need a new address, email address and telephone number. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. Ready to rent a new Home. "But apartment hunters can see this as well.". could finally move out of my parents house with my daughter! I was unsure about them at first, but took the risk. This cookie is set by GDPR Cookie Consent plugin. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Case in point: Scammers might hand you keys that don't even work. Ryan Coon, CEO of online property management platform. This cookie is set by GDPR Cookie Consent plugin. The Guaranty fee is paid in full prior to the execution of the apartment lease. We have seen every scenario and we're here to help. We are not one of those companies. We can also combine parents to meet the above tests. 198 likes. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Thank you Alanda and Robert you truly are Angels Im Disguise. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. He didnt do a **** tthing! Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. Can I still qualify for an Insurent Lease Guaranty? We followed up with places he suppose to contact and he didnt. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? These cookies ensure basic functionalities and security features of the website, anonymously. We are the #1 Apartment Approval Company in the nation. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. Two potential downsides, however: The card charges an annual fee of $35, and . If you claim we have charged you anything, you have the wrong company. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. I always got a prompt response from them when I texted. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. We walk you thru the process. This business preys on those asking for help. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. I wish I heard of them before spending hundreds of $ on applications. Ten minutes later, we signed the new updates lease.". We plan to expand the program to other major U.S. markets in the near future. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Will the prospective bonus be included in the consideration of my application by Insurent? Reach out anytime. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Our Home Approval Program makes it easy. I highly recommend them if you need to be approved for an apartment and your credit is "not so good." View the Tenant Participation Agreement. We offer a free pre-screening application And Same-Day Approvals. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. This company literally helped prevent us from being homeless!! NO CREDIT CHECK Preserve your credit with no credit check qualification. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Country Woods Apartment Homes. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. The renter(s) must have decent to good credit to be issued an Insurent Guaranty for their lease. More Approvals Register your property with OneApp Guarantee. GREAT LOCATION! You also have the option to opt-out of these cookies. For Luxury Homes, Condos and Townhomes, All Apartments. Get in into the PERFECT school district i have been wanting for SOOO long! If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. I am a college or professional school graduate with a job acceptance letter. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? 1: APPLY Apply at a participating property. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new Nothing was resolved no refunds were dispersed. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. I'm so glad I did! 250 E Acacia St. Maplewood Apartment Homes. I left pictures on their website page before main. Gary Group Realty LLC Broker #9009741 However, what you can expect is an honest response from us, as always. A C.P.N. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Ways2Rent provides free second chance rental consultation. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. The staff was very friendly, and worked with me to secure a lease. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. That is why our Leasing Program allow clients the FREEDOM to live where they want! You will be contacted by one of our Placement Coordinators within 4 business hours after youve submitted your online pre-qualification form and paid your initial fee of $50 online. Cookie Settings Accept All This is where Insurent steps in to make getting approval a whole lot easier. Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. Your rent is guaranteed. Just because someone shouts anything doesn't make it true. Can I use the Insurent Lease Guaranty for any apartment? Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Work more efficiently with pre-approved renters. They will take your hard earned money and not do a **** thing. I am self-employed and my earnings vary significantly from year to year. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. We specialize in connecting you with the home of your choice, regardless of past credit challenges. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. It is a 9 digit number that is fully tri-merged with the Social Security Administration. We also ensure all reviews are published without moderation. Bait-and-switching can take various forms. Call Now lets get you into your new Home. Close deals quickly with no need for cosigners. You receive a full refund of the guaranty fee in one business day. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. Opt-In Form- Get Free Email Updates! Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Are you liquid for the lease but have no income? Renters benefit by obtaining a place for which they otherwise could not qualify. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. And that wasn't even the worst possible outcome. However, I dont start my job for sixty days. Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider.