Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. During the hold period, you will not have access to the preauthorized amount. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). An opt-out notice is only effective if it is signed by you and if we receive it within thirty (30) days after the date you received this Agreement. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. You will be notified of any change in the manner provided by applicable law prior to the effective date of the change. Hit Continue to review the information ere selecting send money to complete the transaction. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. For car rental transactions, the applicable hold may last up to forty-five (45) days. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. 2023 Greenlight Financial Technology, Inc. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. Our goal is to stay positive or neutral. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. Bank of America routing number for wire transfers. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Some merchants may require payment for the remaining balance in cash. If the Greenlight + Invest Plan is amended or cancelled, you will be given the opportunity to upgrade into a higher cost Card Plan with additional features or downgrade into the lower cost Greenlight Core Plan effective as of your monthly anniversary date unless otherwise specified. Four Steps: Respond: Immediate response to the point, positive, neutral or negative. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. You agree that we may contact you from time to time regarding your Card Account in any manner we choose unless the law says we cannot. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically accessed your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA. The ACH Authorizer understands that it may take Greenlight or the Issuer up to three (3) business days to process such a revocation. We can make no representations and warranties about the nature of your Invest Account(s) which will be held by DriveWealth, and we encourage you to review all of the DriveWealth agreements and disclosure documents further described under Invest Account Services below. The Primary Accountholder or an Authorized Approver may load funds to the Primary Account by authorizing Greenlight and/or the Issuer to initiate a debit card transaction or receive an ACH transaction from any Funding Account for a specified amount either on a one-time or a recurring basis. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. It's based on the location of the bank where your account was opened. The Card is non-transferable and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. 1-888-483-2645. $4.99 per month.css-brq8ii{color:#035C67;-webkit-text-decoration:none;text-decoration:none;}1,2,3, Load via Debit Card, ACH, Direct Deposit or Transfer from Invest Account, First card replacement is free; subsequent card replacements are $3.50 per card, Card Replacement Express Delivery Fee (optional). Investing involves risk and may include the loss of capital. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). We leverage our personal experience and knowledge to bring clarity to your financial decisions. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Domestic Wire Transfer. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. The bank routing number and direct deposit account number are for the purpose of . You may request a written history of your transactions at any time by calling or writing us at the contact information listed above. . If you do not want this Arbitration Provision to apply, you may reject it by mailing us a written opt-out notice which contains your Card Account number, your name and address and a signed statement that you opt out of the Arbitration Provision of this Agreement. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). If your Card Account is closed, your Invest Account will also be closed in accordance with the Advisory Agreement and the Greenlight Advisors Invest Terms of Service. The Primary Accountholder is responsible for all authorized transactions initiated and fees incurred by use of your Card(s), including all transactions permitted or approved on any Secondary Account(s). Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. Get started Learn how we collect and use your information by visiting our Privacy Statement. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Otherwise as necessary to fulfill our obligations under this Agreement. Your Card and your obligations under this Agreement may not be assigned, except as permitted by this Agreement. Physical Card. The Monthly Fee is assessed on the 31st day following the Primary Account registration date, and then on the same date of each month thereafter; provided, however, that if the 31st day falls on the 29th, 30th, or 31st day of the month following the registration date, the Monthly Fee will be assessed on the 1st day of the following month and on the 1st day of each month thereafter. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. This daily limit is further subject to any additional limitations on withdrawal amounts which may be imposed by ATM operators. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. Share the account and routing information with your child's employer. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). The Card is a prepaid card. Our contacts with you about your Card Account are not unsolicited. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. In this case Richmond. Card Accountmeans the records we maintain to account for the value of claims associated with the Card. Bank of America routing number. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial.