WebBenefits services for administrators Complete administration tasks for COBRA, State Continuation, Retiree/Direct Bill Services, FSA implementation and more. WebCOBRAs primary purpose is to prevent a lapse in health insurance coverage. Its a federal law that requires employers with 20+ employees to offer continuing health benefit coverage to employees and their dependents (at their own expense) who would otherwise lose benefits due to employment termination, reduction in hours or other certain events. Together, the federal COBRA law and New York State mini-COBRA provide 36 months of continuation coverage. Many employers work with the following: If you are unsure who your plan administrator is, reach out to the human resources department of the company that provided the health insurance you had. Separate requirements apply to the employer and the group health plan administrator. Access from anywhere. #block-googletagmanagerheader .field { padding-bottom:0 !important; } COBRA can help those who need health coverage during the time between losing job-based coverage and beginning other health coverage. COBRA insurance A notice of COBRA rights generally includes the following information: Qualified beneficiaries must notify the plan administer of their election according to the instructions laid out in the election notice. A plan may provide even longer periods. In short, COBRA gives you the right to continue group health benefits for a short time after certain qualifying events. WebClient's Responsibilities You are the Plan Administrator and fiduciary as described under ERISA and the Internal Revenue Code. WebCOBRA insurance allows you to keep your health insurance when you lose coverage due to a job loss or change. Yes. COBRA Once you elect COBRA coverage, you will receive a bill. WebCOBRA/DB Fact Sheet: A description of the services you can expect from BRI COBRA & Direct Billing. WebMy Premium Bill - COBRA and Direct Bill services Powered By WEX Health, Inc. Third, the individual must be disabled at some time during the first 60 days of COBRA continuation coverage, regardless of whether the disability started prior to or during that period. COBRA & Direct Billing WebOnline Payments For COBRA Continuation. The U.S. Department of Health and Human Services, through the Centers for Medicare & Medicaid Services (CMS) has jurisdiction with respect to the COBRA continuation coverage requirements of the PHS Act that apply to state and local government employers, including counties, municipalities and public school districts, and the group health plans that they sponsor. WebCOBRA Administration & Billing Solution - COBRA Control Services Complete COBRA Administration Software Everything you need in the cloud for COBRA administration & compliance notifications, premium billing and collection, so you can concentrate on your business and leave the rest to us. You can find our mailing address on the Contact Us page. .usa-footer .container {max-width:1440px!important;} COBRA gives employees and their families who lose their health benefits the right to choose to continue their current group health benefits for limited periods of time, and under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, Services Well store these documents online so you can view and/or download them. The criteria for this 11-month disability extension is a complex area of COBRA law. A parent or legal guardian may elect on behalf of a minor child. WebCOBRA and billing services COBRA Phone: Our customer support center is available for assistance from 7 a.m. to 6 p.m. (Central Time), Monday through Friday at (866) 343-8902. After that, you must make your payments by the end of each grace period. Improved billing. #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} Its a federal law that protects you and your covered dependents. WebCOBRA can help those who need health coverage during the time between losing job-based coverage and beginning other health coverage. Log in to: Submit qualifying events View participant accounts Submit inquiries Access reports Process enrollment for participants Create initial/general notices COBRA .dol-alert-status-error .alert-status-container {display:inline;font-size:1.4em;color:#e31c3d;} COBRA is a federal requirement for most employers with 20 or more employees and allows employees, retirees, spouses, and dependent children the right to continue their employer sponsored health coverage at group rates after experiencing certain qualifying events where the coverage would otherwise COBRA Not including the first premium payments, all other premium payments must be made within 30 days of the due date (due date is set by the group health plan). Your account is locked out, please contact us to unlock it. Update your billing account information and view and pay bills online, anytime, anywhere. Short-Term Health Insurance is a popular option and available in most states to cover gaps between major medical plans. My COBRA Plan Is With Aetna, Where Do I Start? COBRA Billing A payment is made on the date its postmarked. During this period, you may choose whether to elect COBRA coverage. Its a federal law that protects you and your covered dependents. Improved billing. Just log in and go to your account settings. WebWageWorks will manage carrier and billing updates. The TPA may provide you an online account that will process payments to keep your insurance active. Within 14 days of that notification, the plan administrator is required to notify the individual of his or her COBRA rights. If you decide not to take COBRA coverage, you can enroll in a Marketplace plan log onto the COBRA Consumer Portal Ask the Employee Benefits Division whether you will receive subsequent payment reminders. COBRASecure WebCOBRA coverage generally is offered for 18 months (36 months in some cases). WebCOBRAs primary purpose is to prevent a lapse in health insurance coverage. COBRA COBRA sets required periods of coverage. COBRA How to notify the plan administrator of the election. COBRA Coverage COBRA: 7 important facts Plans can charge 150% of the group cost for the extended period of coverage. COBRA It is sometimes referred to as public sector COBRA to distinguish it from the ERISA and Internal Revenue Code requirements that apply to private employers. Our Technology Our solution is time-tested, innovative, and trusted in the industry to help clients handle complex regulations and carrier needs. However, the plan may require you to pay the entire group rate premium out of pocket plus a 2% administrative fee, so cost is an important consideration when exploring COBRA as a health coverage option. 300bb-1 through 300bb-8, applies COBRA requirements to group health plans that are sponsored by state or local government employers. The site is secure. COBRA and billing services Top WebThe law the Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers who lose their health benefits the right to choose to continue group health benefits provided by the plan under certain circumstances. This notification must be made in writing. Surency COBRA Because the 45-day grace period applies to all premiums due for periods of coverage prior to the date of the election, several months premiums could be due and outstanding. 30-day grace period After the initial 45-day grace period, enrollees will have a 30-day grace period from the premium due date to pay subsequent premiums. COBRA [CDATA[/* >